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Is it too cold to swim in Michigan City today?
The latest reading is 56°F (13.3°C), measured November 5, 2026 at 10:30 AM CST at Michigan City Buoy, IN. That is very cold water.
Between 50°F and 60°F, rated very dangerous to immediately life-threatening: the range where most unacclimated people have a maximum cold shock response. Temperature is only one factor: check rip current and surf alerts, and swim near lifeguards.
How cold is too cold to swim?Water temperature this week
Hourly water temperature at Michigan City Buoy, IN
Water temperature through the year
Average water temperature by month, satellite 2016–2025. Warmest in August.
Average water temperature by month
| Month | Average | Coldest year | Warmest year |
|---|---|---|---|
| January | 38°F | 35°F | 39°F |
| February | 36°F | 34°F | 37°F |
| March | 37°F | 34°F | 40°F |
| April | 42°F | 38°F | 44°F |
| May | 52°F | 49°F | 55°F |
| June | 65°F | 62°F | 67°F |
| July | 73°F | 71°F | 77°F |
| August | 74°F | 73°F | 75°F |
| September | 70°F | 68°F | 71°F |
| October | 61°F | 58°F | 64°F |
| November | 51°F | 44°F | 56°F |
| December | 43°F | 41°F | 45°F |
Other water temperature readings nearby
| Source | Water | Distance | Updated |
|---|---|---|---|
| NASA JPL MUR satellite nearest water | 59°F | 0.4 mi | Nov 3 |
| Cook Nuclear Plant Buoy, Stevensville, MI buoy | 57°F | 22 mi | 38 min ago |
Water temperatures at nearby beaches
Frequently asked questions
Is it too cold to swim in Michigan City today?
The latest reading is 56°F (13.3°C), measured November 5, 2026 at 10:30 AM CST at Michigan City Buoy, IN. That is very cold water. Between 50°F and 60°F, rated very dangerous to immediately life-threatening: the range where most unacclimated people have a maximum cold shock response. Temperature is only one factor: check rip current and surf alerts, and swim near lifeguards. How cold is too cold?
When is the water warmest at Michigan City?
Based on satellite data from 2016 to 2025, the water is warmest in August (average 74°F) and coldest in February (average 36°F).
Where does this water temperature come from?
From Michigan City Buoy, IN, a buoy operated by NOAA National Data Buoy Center, 4.5 mi away. See the methodology.
Sources: NOAA National Data Buoy Center; NASA JPL MUR satellite analysis; forecast and alerts from the National Weather Service. Readings are provisional. All Indiana water temperatures · Methodology